My contractor said that the work was finished and I paid him, why do I need a final inspection?

Final inspections should be completed before the final payment.  A contractor who hasn't received final payment is more likely to come back and correct a failed inspection versus a paid one.  The New Jersey Division of Consumer Affairs Rule:  N.J.A.C. 13:45A-16.2(a)10.ii states:  "For inspection on construction permits for:  building, electric, plumbing, fire protection or elevator, final payment to the contractor is not required to be made before a final inspection is performed."


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1. Will my project increase my taxes?
2. What type of work on my house requires a Construction Permit?
3. Why should I get a permit?
4. I like to do my own home improvements around the house and I'm not going to use a contractor, so why do I need a Construction Permit?
5. How long will it take to get my permit?
6. How much will my permit cost?
7. I will be using a contractor for my project; however, he said I didn't need a permit for the work?
8. Who calls for the inspections?
9. My contractor said that the work was finished and I paid him, why do I need a final inspection?
10. I am selling my home and I had some work done without a permit, now what do I do?
11. I obtained permits for all the work done on my home, do I get a certificate?
12. I have had work done on my home with a permit and am unsure as to whether or not the permit has been closed out?